Level of income a key factor.
In the latest “Income & Premiums” Helsana report, we analysed the correlation between people’s income and their choice of deductible, as well as which insurance model they choose for compulsory basic insurance. We also call for an increase in deductibles. Health insurance deductibles have remained unchanged for 20 years. Simply raising the minimum deductible to CHF 500 would lead to potential savings of up to CHF 1.2 billion.
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