PRIMEO

You enjoy the free choice of doctor in hospital during an outpatient procedure or outpatient birth and for operations to treat cataracts, bunions, tendinitis, tennis elbow, knee arthroscopy, etc. 

You benefit from various comfort benefits, such as rapid access to a doctor, a separate recovery zone and a car park or taxi ride home.

If you would like to the spend night before or after your procedure in hospital, you will receive a maximum of CHF 400 per treatment up to CHF 1,200 per calendar year towards the costs of overnight stays, including half board.

As of 01.01.2025: To accommodate an accompanying person closely connected to you (e.g. partner, parent, close relative) in a hospital or a hotel, you receive up to CHF 200 per treatment up to a maximum of CHF 600 per calendar year.

You will receive 90% of the costs up to a maximum amount of CHF 5,000 per calendar year for innovative diagnostic and treatment forms that are not yet recognised in Switzerland.

As of 01.01.2025: After an outpatient procedure, you receive a maximum of CHF 100 per day for up to 30 days per calendar year for the cost of medically prescribed household help.

As of 01.01.2025: You receive up to 40 hours of childcare per calendar year for your insured child following an outpatient procedure.

As of 01.01.2025: As the insured parent or legal guardian, you receive up to 40 hours of childcare (nanny) service per calendar year after an outpatient procedure.

As of 01.01.2025: You receive up to CHF 100 per case for pet care when you have an outpatient procedure.

As of 01.01.2025: After an outpatient procedure, you receive a maximum of CHF 20 per day admission for up to 9 admissions per calendar year to go to thermal baths in Switzerland or abroad.

You receive up to CHF 500 per calendar year for journeys taken to outpatient treatment on public transport, with a taxi or a Red Cross vehicle or for private transport in Switzerland.

You receive up to CHF 1,700 every three calendar years for various check-up programmes such as medical check-ups or check-ups related to movement, nutrition or stress reduction.

You receive up to CHF 5,000 per calendar year towards the costs of medical aids and equipment that are not fully covered by basic insurance. 

You receive 90% up to CHF 5,000 per calendar year of the costs of implants fitted on an outpatient basis that are not covered or only partially covered by basic insurance. This includes cataract lenses, for example.

You receive up to CHF 300 per calendar year to obtain medical advice from chargeable hotlines or online services such as the children’s hospital hotline or online advice from the Zurich University Hospital.

You will be reimbursed for the costs of a planned outpatient treatment abroad if you have obtained a cost approval from us in advance.