Pregnancy and maternity: insurance benefits
The expectant mother’s insurance cover takes on extra importance during pregnancy. Here you can find all the insured benefits available during pregnancy and maternity.
Basic insurance
- Pregnancy check-ups: seven check-ups and two ultrasound examinations by a doctor or seven check-ups by a midwife
- Pregnancy-related health problems: medications on the Federal Office of Public Health’s specialities list
- Birth preparation: antenatal classes as well as basic care and treatments by Spitex
- Childbirth: costs for the birth in a hospital/birthing centre
- Immediate postnatal period: support from a midwife or carer for up to eight weeks after the birth
- Breastfeeding guidance: Three consultations with a midwife or trained breastfeeding specialist. This benefit replaces the former breastfeeding allowance.
- Breast pump: With a medical prescription, co-payment of up to CHF 340 for purchase of an electronic double breast pump, including accessory set, or up to CHF 175 for purchase of an electronic single breast pump, including accessory set; manual version up to CHF 47
- Follow-up checks by a doctor and laboratory tests where necessary
TOP supplementary insurance
- Outpatient birth: 90% of the costs of a birthing pool, up to CHF 1,000 per calendar year.
SANA supplementary insurance
- Birth preparation: 75% of the costs, up to CHF 500 per calendar year
- Pregnancy check-ups: 75% of the costs for check-ups and ultrasound examinations that exceed the cover provided by basic insurance (up to CHF 500 per calendar year)
COMPLETA supplementary insurance
- Birth preparation: 75% of the costs, up to CHF 500 per calendar year
- Pregnancy check-ups: 90% of the costs for check-ups and ultrasound examinations that exceed the cover provided by basic insurance (up to CHF 750 per calendar year)
- Outpatient birth: 90% of the costs of a birthing pool, up to CHF 1,500 per calendar year.
PRIMEO supplementary insurance
- Doctor: free choice of doctor at recognised institutions
- Outpatient birth: various comfort benefits such as a separate recovery zone, snacks and drinks for the patient and accompanying person or a taxi ride home
HOSPITAL Semi-Private hospital insurance
- Doctor: free choice of doctor anywhere in Switzerland
- Hospital: free choice of hospital anywhere in Switzerland, stay in a two-bed room
- Outpatient birth: lump sum on birth of CHF 1,500
HOSPITAL Private hospital insurance
- Doctor: free choice of doctor anywhere Switzerland
- Hospital: free choice of hospital anywhere in Switzerland, stay in a one-bed room
- Outpatient birth: lump sum on birth of CHF 3,000
HOSPITAL FLEX hospital insurance
- Doctor: free choice of doctor in semi-private and private wards
- Hospital: free choice of hospital anywhere in Switzerland
- Outpatient birth: lump sum on birth of CHF 500 (HOSPITAL FLEX 1) or CHF 1,000 (HOSPITAL FLEX 2)
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