WORLD

Travel safely round the world. And at an affordable price. Your costs are covered in case of emergency treatments, rescues, search operations, repatriations and much more.

  • Reimbursement of the cost of treatment abroad
  • Payment of costs and organisation of return journeys
  • Can only be taken out in combination with basic insurance

How WORLD works

If you have an emergency abroad, contact our Emergency Call Centre as soon as possible so that we can coordinate everything for you.

  • Illness or accident
  • Emergency Call Centre
  • Further treatment

Important: You are abroad for less than 24 months. WORLD does not cover treatments for pre-existing conditions.

Insured benefits

With WORLD travel insurance, you receive the following benefits in addition to those covered by basic insurance:

For outpatient and inpatient emergency treatments you receive 100% of the costs that exceed the benefits covered by basic insurance. 

What does your basic insurance cover?
In EU/EFTA countries, it covers the costs in accordance with the social tariff of the respective country of temporary residence. In other countries, it covers a maximum of twice the cost of the same treatment had it been provided in Switzerland (tariff of the canton of residence).

Requirement

Immediately get in touch with the Emergency Call Centre in the event of an emergency. We will coordinate any further steps.

You receive the total costs for transportation to the nearest suitable hospital and to your place of residence. 

Requirement

Immediately get in touch with the Emergency Call Centre in the event of an emergency. We will coordinate any further steps.

You receive up to CHF 10,000 in any one calendar year to cover the costs of search and recovery operations if you have been reported missing or need to be rescued.

Requirement

Immediately get in touch with the Emergency Call Centre in the event of an emergency. We will coordinate any further steps.

If you have to be hospitalised abroad for more than seven days, our Emergency Call Centre will organise round-trip travel for one or two closely related person and pay for the proven costs for outward and return travel up to a maximum of the price of one economy flight or a first-class rail ticket. 

Requirement

Immediately get in touch with the Emergency Call Centre in the event of an emergency. We will coordinate any further steps.

You receive 100% of the costs of your return journey. 

If a trip is interrupted or cancelled, you will be reimbursed for additional costs in connection to your trip: up to CHF 10,000 per person / CHF 20,000 per family. 

Advantages for persons insured with supplementary insurance

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Emergency abroad?
+41 58 340 16 11As a WORLD customer, our Emergency Call Centre is available to you round the clock.

Frequently asked questions

The cost of medical emergencies abroad can be very high – sometimes much higher than in Switzerland. For example, if you become ill or have an accident in a country with high medical costs, such as the US, Japan, Canada or Australia, the costs covered by your basic insurance will be nowhere near enough. And if you need to return to Switzerland for medical treatment – for example in an ambulance jet – this may result in high costs that are not covered by basic insurance.

No, with TOP supplementary healthcare insurance, you are sufficiently insured against medical emergencies while travelling abroad. The same is true for both COMPLETA and OMNIA supplementary healthcare insurance.

WORLD travel insurance is particularly useful for those who would like better cover while travelling abroad and do not have supplementary healthcare insurance.

No, a health declaration is not required to take out WORLD because pre-existing conditions are generally not covered. This means that you cannot make any claims for the cost of treatment for medical conditions or accidents which had already arisen or were known to you before the commencement of the insurance cover or the date on which you booked your travel.

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Other supplementary insurance

You may also be interested in the following supplementary insurance:

COMPLETA

All the benefits of TOP and SANA – in some cases with higher reimbursements.

TOP

Your supplement to basic insurance: Key outpatient benefits are covered.

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